Your Wedding Budget - Establishing Priorities
by Tracie Callihan
Most of us are taught from the time that we are little not to talk about money. Financial problems are very common in marriage because we fail to communicate well with each other. Establishing a budget for your upcoming wedding is most likely one of your first major financial situations as a couple.
Many couples today are hosting their own weddings and some couples have their parents contributing financially to the upcoming event. When approaching your parents about how much they can contribute to your budget, it is best to not do it as a couple. Talking to your parents yourself doesn't put any one on the spot and everyone can be honest with each other.
Establish what is important. One of the first things you need to do is evaluate what you HAVE to have to make your wedding perfect. For some brides fresh flowers are a must. For others it is having a designer gown. And for some it is throwing the best party with the best food for family and friends. The first thing you need to remember is that you are in charge of your money. Keep track and make sure of your purchases and choices before you invest in them. Make sure everything is in writing and remember almost every service is negotiable. By focusing on what you want and what is important, you can create that dream day. So first you need to figure out what it is that you require to create your ideal wedding.
Consider bridal attire and accessories. Do you want a designer gown or maybe there is a family heirloom gown? You could also buy off the rack and have it altered. Will you have a headpiece, veil, or hat?
Flowers. Must there be all fresh flowers, in season or imported, or will silk arrangements be just as beautiful? You might even choose a combination of both for yourself and the decor.
Ceremony and reception sites. Choosing the venues for your wedding and reception can take a large amount of your budget. Will you use your local church, historical building, outdoor park or a reception hall? This is an area that you can be very creative with. Any place can be transformed with a little imagination and creativity.
Transportation. Hummer limo? Carriage? Antique car? This might not even be something that is a priority for you, so your personal auto will work perfect.
Photos and videography. This is an area that is usually an absolute must for brides. Having photos and a nice video / dvd is something you will always cherish. Do you want digital or traditional photos? Will you get the copyright or negatives? Prices vary wildly on professional photographers so this is an area you will work with in detail, finding the right professional and the right price is worth the extra work! Research and interview several before selecting the right one.
Date and time. Yes, the date and the time of your wedding can make a big difference in how much your wedding can cost. Having a morning, mid-day, or weekday wedding can reduce costs. The off-season for weddings are the months of January, March, April, and October. You have a lot of options when scheduling your date during one of these months.
These are just a few of the many areas to consider when allocating the budget for your big day. Some others are the cake, beauty services, wedding stationery, decor and reception choices. If you outline your priorities, the elements of your perfect wedding will fall into place and you will be able to stay within your budget.
